Longest in Lviv: how many years Ukrainians need to save for an apartment in different cities

Residents of Lviv will need to save the longest for their own one-bedroom apartment — 8.4 years of full salary.

This data is cited by RBC-Ukraine in the article “The cost of living. How much it actually costs to live in Ukraine’s largest cities,” based on LUN statistics.

Head of LUN Statistics Lyudmila Kiryukhina noted that the most expensive markets remain in Kyiv and Lviv. On the secondary market, the price of two-bedroom apartments is higher in Kyiv, while one-bedroom apartments are more expensive in Lviv. Odesa ranks third, while Dnipro and Kharkiv lag noticeably behind.

Lviv has shown the most stable price growth throughout the entire period of the full-scale invasion. The median price of one-bedroom apartments there rose by 11.33% over the past year, while new builds increased in price by 14%.

In Odesa and Kharkiv, according to Kiryukhina, the dynamics have changed: in Odesa from mid-2024, and in Kharkiv from the beginning of 2025, demand has recovered. Over the past year, the median price of one-bedroom apartments on the secondary market rose by 10% in Odesa and by 5% in Kharkiv. Since then, prices in both cities have been growing slowly but steadily.

In Dnipro, the market looks uneven in 2026. The median price of one-bedroom apartments fell by 6.18% over the past year, while three-bedroom apartments, on the contrary, rose in price by 8.33%.

“This may indicate higher demand for family housing. In particular, among internally displaced persons,” Kiryukhina noted.

In Kyiv, the dynamics shifted in 2026. Starting from winter, prices for one-bedroom apartments have effectively plateaued, while median prices for two- and three-bedroom apartments have declined somewhat over the past six months — by 4.55% and 3.75% respectively. In the opinion of the LUN representative, this indicates a slowdown in the pace of growth after several years of active price increases.

Based on the average incomes of Ukrainians in the listed cities and current housing prices, the longest savings period — 8.4 years of full salary — will be required to buy a one-bedroom apartment in Lviv. Data for the other cities are not provided in numerical form in the RBC-Ukraine article, though the publication does include a corresponding infographic.

“The most notable trends right now are the recovery of demand in Odesa and Kharkiv, uneven dynamics in Dnipro, stable long-term growth in Lviv, and the Kyiv market entering a phase of slowdown,” Kiryukhina summarized.